Category: Blog
Investment Committee Update – Plotting the Journey…
As governments around the world start to consider their exit strategies from lockdown, they will be thinking long and hard around the risks and how best to manage them. It will be imperative to have plans in place to monitor and evaluate containment, so they can ensure the…
The Investment Committee
17th April, 2020
Coronavirus – Far from over, but glimmers of hope…
The last five weeks have been transformational for the world. We are all feeling the effects of the change, not least the rapid pace that it arrived. At first there was panic buying of toilet rolls, milk and bread. Investment markets fell indiscriminately as people sold assets to…
The Investment Committee
10th April, 2020
Quarter 1 2020 Investment Review…
We understand that worrying about your finances is not an added burden you need to carry during a time like this and so we want to alleviate this worry as much as we can. We want to reassure you that all of the team are working…
DB Wood Team
3rd April, 2020
You make the most of your money in a bear market, you just don’t know it at the time!
“Bull” and “Bear” markets are characterised as rises (bull) and falls (bear) of over 20%. They get their names from how the animals attack their prey – bulls bring their horns upwards, and bears hit with their paws downwards. Over the course of the last 100 years, we…
The Investment Committee
27th March, 2020
A Stay at Home Recession – An Update from our Investment Committee
It has been another incredible week in investment markets. Perhaps the most violent (from a volatility perspective) in history. All assets have moved in extreme ways… even government bonds, that are supposedly “risk-free”, lost considerable value. Interest rates have been cut to all-time lows, and Government spending has exceeded anything…
The Investment Committee
20th March, 2020
Buy to Let Property – A Cautionary Tale…
The trend of buy-to-let landlords selling their properties continues to gather pace. Tax changes, tighter regulations, lending restrictions, you name it, the buy-to-let property sector has had it all. This has caused, what was once an excellent investment opportunity, to become far less profitable. In fact,…
Ashley Brooks
24th January, 2020
As we progress through the early stages of our working lives, our focus is on savings or the ‘accumulation’ of money, things and experiences. In retirement our relationship with money changes as we switch from accumulation to decumulation. The importance of effective decumulation is growing as clients are, on…
Ashley Brooks
22nd November, 2019
Tax Returns: The Present & Future
Following the Spring Budget, Philip Hammond revealed his policy to reduce the relatively new dividend tax allowance from £5,000 to just £2,000 as of April 2018 (make your mind up for goodness sake). Roll back to 2015/16 and you could potentially have earned a whopping £42,385 in total…
DB Wood Team
4th August, 2017
Human psychology has always fascinated me. It’s one of the main reasons I find myself in a client-facing role. I really enjoy the variety of interaction with clients and colleagues. I consider it both an honour and a privilege to be partly responsible for one of the most…
Dominic
28th July, 2017
Economic cycles come and go. Expansion, boom, bust, recovery… expansion, boom, bust, recovery… repeat. Each stage of this familiar cycle bear certain characteristics. A “recovery phase” for example, usually features high but improving unemployment, with low interest rates to try to stimulate growth. Next comes the…
Alex Chappell
27th January, 2017