Hot Topics

Some Top Planning Tips that People Don’t Talk About

Part of the magic of Financial Planning is the interaction between tax benefits and investment returns. The investment part is crucial over the longer term, but the tax part can provide additional benefits which can add up to 45% additional return on parts of your portfolio in certain circumstances. This…

DB Wood Team

20th May, 2022

IC Insights

April Performance Update

One of the biggest challenges when investing is trying to retain a long-term perspective. The speed and frequency of news flow, which is mostly designed to shock us into reading and watching, can change our bias to worry about the next day, week, and month. It leaves us so aware…

Ashley Brooks

5th May, 2022

Blog, IC Insights

Rain, heavy at times, clearing later. Sunshine will follow.

We often talk about investment volatility being a positive. It’s a hard one to wrap our emotions around, as we are wired to fear things changing, especially with respect to our hard-earned savings. Financial security is something most of us strive to achieve, but as much as we try to…

Alex Chappell

22nd April, 2022

IC Insights

Q1 2022 Investment Review

Market Review Much has changed since we wrote our 2022 outlook just three months ago. We have a war in Europe, an energy shock, and rising interest rates – quite the opposite of an ideal environment for markets. The silver lining is we enter Q2 with much more attractive valuations…

DB Wood Team

8th April, 2022

Blog, Hot Topics

I’m 28, so why do I care about Financial Planning?…

It’s a fair question, and one that many people around my age ask themselves. Take those in the 18-24 age bracket for example, one in three don’t know why they would need a pension at all, with a similar number also thinking that they could afford to wait until they’re…

Georgia Ashley

25th March, 2022

Blog, IC Insights

February Performance Update…

The decision to invest in times of crisis is one of the hardest to make. It goes against all your natural instincts and biases, though as so often is the case in life, the hardest decisions are usually the most important. After a difficult start to the year, our portfolios…

DB Wood Team

11th March, 2022

Blog, Hot Topics

Ukraine Crisis: DB Wood Performance Update…

As always at times of market stress, we feel it’s important to communicate our views and activities to clients at the earliest possibility. In this respect it is not our first rodeo – the very recent experience of Covid volatility in early 2020 a key example, but we also managed…

DB Wood Team

25th February, 2022

Blog, Hot Topics

Gifting…

A teacher once said to me that sometimes the best things come in brown paper bags, and that just because something looks bland on the outside, doesn’t mean its worthless on the inside. Similarly, just because something looks shiny and well packaged, doesn’t mean it’s more valuable. Gifting can be…

DB Wood Team

18th February, 2022

Blog, IC Insights

January Performance Update…

Warren Buffet once wrote “a wildly fluctuating market means that irrationally low prices will periodically be attached to solid businesses”. It may seem like a simple statement, but its often the simple things that we forget in periods of volatility. Investment markets are, after all, an aggregation of all our…

DB Wood Team

4th February, 2022

IC Insights

The Inflation Game…

As we noted in our recently issued 2021 performance update and 2022 outlook, we were expecting a turbulent first quarter this year. Although we are only in mid-January, markets have indeed brought some early volatility, so we thought it appropriate to drop an interim line to clients to reiterate our…

DB Wood Team

20th January, 2022

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