Blog, Risk Perspectives

Hard times…

Independent insurance broking through “hard” times The insurance market is characterised as either being “soft” or “hard”. In a soft market, we see many insurers keenly competing for market share by easing their underwriting acceptance and offering lower premiums. A hard market sees insurer supply reduce, with those remaining demanding…

DB Wood Team

17th September, 2021

Blog, Hot Topics

What’s in a name anyway?…

Next Monday, 13th September, marks the date that ‘Standard Life’ will re-brand to become ‘Abrdn’. Don’t worry, we also found ourselves asking, how’s that pronounced? Exactly the same as with the vowels in; ‘Aberdeen’. Its important to reaffirm that Abrdn remain very much the same firm as Standard Life. Long…

DB Wood Team

10th September, 2021

Blog, IC Insights

August Performance Update…

This is turning into a positive quarter for most investment markets. In honesty, whilst there are several variables at play that could change the dynamics (and our returns), the economic fundamentals that we set out as our central case at the start of the year remain very much intact, and…

Alex Chappell

2nd September, 2021

Blog, Hot Topics

The Advancement of Technology…

I bet you didn’t think you could compare technology to Marmite… Well, chances are, if you asked a random stranger their opinion on either, they’ll either love it or they’ll hate it. Marmite has only been a bugbear to most since 1902, but with technology spanning all the way back…

Georgia

20th August, 2021

Blog, IC Insights

July Performance Update…

“There are decades where nothing happens; and there are weeks when decades happen” – that was Vladimir Lenin, referring to society staying stable for long periods of time, before shifting quickly and meaningfully, towards a new normal. It’s interesting to think that although last year was…

Alex Chappell

6th August, 2021

Blog, IC Insights

Presenting the inflation tug of war, sponsored by COVID…

Markets have been described as a weighing mechanism for future outcomes. They generally reflect the consensus of what people expect to happen, though in reality there are many differentiators on a micro level, so it is necessary to drill down country by country and sector by sector. In…

DB Wood Team

23rd July, 2021

Blog, IC Insights

June Performance Update…

As individuals within the investment team, we are conscious not to believe our own propaganda, ensuring our views are as balanced and logical as they can be. Placing too much emphasis on our own opinion can be dangerous, and after all, none of us have a crystal ball.

Alex Chappell

8th July, 2021

Blog, DB News

The importance of setting goals…

It all started with me sat on an exercise bike in the summer of 2019. As part of my role here, I was in the middle of coordinating our annual DB Wood Static Bike Ride (if you’re a long-standing client of DB Wood you’ll be familiar with the event…

Georgia

11th June, 2021

Blog, IC Insights

May Performance Update…

One of my fondest childhood memories was playing chess with my Grandad. I say ‘playing’… it felt like intense mental competition as an energetic 9-year-old, but hindsight would suggest ‘learning’, or being ‘taught a lesson’, are better ways to describe it. Now I’m certainly not talking as a…

Alex Chappell

4th June, 2021

DB News

Hands, Face and Office Space…

Maybe a return to life as we (used to) know it… I am sure as a collective we are looking forward to life reverting back to how we remember it. Despite the obvious hardship that has ensued for many, there will be aspects from the COVID…

Ashley Brooks

21st May, 2021