Brexit: What it could mean for the economy and financial markets
Founded in 1993 under its current name, but with origins stemming back to the 50’s, the EU is a union of 28 member states with an estimated population of 508 million people. It’s a means to share people, policy and economic prosperity, and one in which each member…
Alex Chappell
18th March, 2016
Budget 2016 – The Key Financial Planning Takeaways
It’s business as usual for pension saving as the Chancellor confirmed there will be no imminent changes to pension tax relief. The introduction of the new Lifetime ISA (LISA) savings vehicle from April 2017 adds another attractive, complementary option to the saving landscape. Taken together with…
Technical Solutions
17th March, 2016
This is an area of planning that many clients don’t want to consider. Let’s face it, it’s not the most pleasant of thoughts when contemplating retirement. So, who might need long term care? The answer is potentially anyone. The Association of British Insurers…
Caroline
11th March, 2016
Under and overinsurance… check your level of cover is correct
Part of our role as risk advisers is to understand the types of cover a business requires and also whether the sums insured are accurate. Quite simply, we want to make sure you are fully protected in the event of a claim. Approximately three quarters of commercial properties…
Emma
4th March, 2016
I am currently down under enjoying my career break (what an enlightening employer DB Wood are encouraging career breaks). Mind you, I have been working for 46 years in the Financial Services industry albeit for just less than 4 years with DB Wood, and the ultimate…
Bernard Gallimore
25th February, 2016
Don’t always believe what you read…
Unsuitable sales tactics are a part of every industry, pushing people to buy products that aren’t fit for their needs based on false or misleading information. Its prevalence in finance in particular has pushed regulators to act. As a consequence, companies that sell financial products and services have…
Alex Chappell
19th February, 2016
IC Quick Response: “Just Turbulence, Not a Crash”
In a response to current market conditions, this note is written with the purpose of reassuring and reaffirming the positioning of your investments. You will no doubt be reading that markets have started the year in a negative fashion, but please rest assured that we have been managing…
Ashley Brooks
21st January, 2016
Question the Committee, Edition 1, December 2015…
Committee’s Note A note from the Investment Committee (“IC”) Chairman Firstly, I’d like to thank you all for your questions and engagement with Question the Committee 2015. The success of this pilot has made it clear that further such initiatives will be well received and we have consequently…
Alex Chappell
14th January, 2016
Investment Review Quarter 4 2015
Market Review of Quarter 4 The final three months of the year saw improved returns within most investment markets, although in summary 2015 was a disappointing year across bond and equity markets generally. In many ways, the year can be characterised as a false start. Fantastic pre-April growth…
Ashley Brooks
12th January, 2016
It’s the little things that matter
Doing many small things can warm the hearts of others; this year we have been making a big effort to support things that matter in our community. We are proud to announce that we are supporting The Newark Academy’s Years 7 & 8 Football Team. We…
Amy
18th December, 2015
