It's. Different. Here.
At DB Wood, we are different from your traditional risk manager. Instead of selling individual polices and covers, we are focussed on you as a business. Understanding your needs is central to this, as we look to provide you with a personalised risk plan. Our Risk philosophy focusses on five core values:
We pride ourselves on providing excellent customer service. Not only are we available at your discretion, but our propositions are designed to free you from the hassle of managing your risks. Quite simply, we do all the work for you, allowing you to focus on your business objectives.
Although cost is a key part of our screening criteria, we see little point in sacrificing quality just for small monetary gains. To ensure any cover we provide you with is sustainable, we only deal with A-rated insurers. Ultimately, we are looking to source the best protection available to match your requirements.
Trust is crucial to all long-term business relationships. We are not here to provide you with one year’s insurance cover, and so to sustain your trust over the longer term, we believe in complete transparency in everything that we do.
Active not Reactive
Insurance cannot be reactive. If you look to protect yourself after a problem has arisen, you are either too late, or are vulnerable to claims. We have a vision for the management of your risks, aiming to implement cover before any problems arise.
Value for Money
We don’t believe in hidden commissions. In line with our other core values our pricing model is structured to promote transparency and long term relationships. As you would expect, the basis of this, is clear and affordable fees.
Here at DB Wood we offer risk planning advice for your business. This will include analysing the risks to your business, evaluating your existing policies and identifying key areas of concern. By consolidating our recommendations, we will create and implement your tailored risk plan.
Our propositions are designed to build long-term relationships, based on trust. We negotiate with insurers, coordinate policies and handle all your claims. Moreover, you will always have access to our experienced risk team, who can provide you with help and support.
BUSINESS CONTINUITY PLANNING
Our services go beyond your traditional insurance brokers. As an example, we can assist you with creating a business continuity plan so that your business is fully prepared should a disaster ever occur, thus promoting a healthy recovery.
– Property Damage and Theft – Computers – Contract Works – Engineering – Goods in Transit – Money and Assault – Employee Dishonesty – Marine/Cargo –
– Fleet – Motor Trade – Special Types & Agricultural Vehicles –
– Business Interruption – Debts – Loss of License –
– Employers Liability – Public and Products Liability – Commercial Legal – Protection – Directors and Officers Liability – Professional Indemnity – Property Owners Liability –
– Engineering Inspection – Cyber –