Why losing money can be good for your long term wealth
“Hang on a minute, that does seem like a bold title amongst the current market challenges”. It is, but to try to explain, this week we are taking it back to basics. The starting point is that an investment return is a function of two components: Income Return + Capital…
DB Wood Team
23rd September, 2022
Please note: due to the events of last week, this blog was originally due for release on Friday 9th September and was written preceding the passing of Her Majesty the Queen. We are joined with the rest of the nation in mourning, inspired by her values, achievements and longevity. …
Alex Chappell
12th September, 2022
Business Update – Where we are Heading, Part 2
It is incredible to think that our business is progressing towards its 50th birthday. The world has shifted a lot across that period, and although right now it feels as uncertain a place as at any other time, generally speaking the speed of change has accelerated across the last 50…
Ashley Brooks
19th August, 2022
Patience has certainly been required so far this year. It is a pre-requisite of investing for the longer term but is also very easy to forget in times of stress. The theory is simple, though we all know that life isn’t a one way ticket, and sometimes putting theory into…
Alex Chappell
5th August, 2022
Business Update – Where we are Heading, Part 1
As the heat descended on us this week, we thought it was worthwhile reflecting on and sharing some hot news of our own from the year so far. We are always keen to ensure everyone has a forward financial and lifestyle plan; that way we are better equipped to navigate…
Ashley Brooks
22nd July, 2022
Market Review – Q2 2022 Whilst our general outlook since Q1 has remained positive, the outbreak of the war meant the second quarter was always going to be difficult, simply increasing the pressures to the downside on global growth (as well as the obvious humanitarian effects). Consequently, the big worries…
DB Wood Team
7th July, 2022
Are we heading for a recession, and what does it mean for portfolios?
Regular readers of our blogs know that we like to communicate with our clients more when investment markets are difficult than when they are performing well. We know from feedback that frequent touch points are appreciated and from our perspective, it allows us to keep them updated with our views…
Ashley Brooks
24th June, 2022
May Performance Update – Patience will be Rewarded
2022 has been a year of two variables; inflation and interest rates. The performance of all asset classes over the last five months can be almost wholly attributed to these variables, which started rising early in the year and were exacerbated by the war in Ukraine and the Chinese Covid…
Alex Chappell
10th June, 2022
Some Top Planning Tips that People Don’t Talk About
Part of the magic of Financial Planning is the interaction between tax benefits and investment returns. The investment part is crucial over the longer term, but the tax part can provide additional benefits which can add up to 45% additional return on parts of your portfolio in certain circumstances. This…
DB Wood Team
20th May, 2022
One of the biggest challenges when investing is trying to retain a long-term perspective. The speed and frequency of news flow, which is mostly designed to shock us into reading and watching, can change our bias to worry about the next day, week, and month. It leaves us so aware…
Ashley Brooks
5th May, 2022
